Welcome to Beacon Underwriting


Sunday, November 29, 2015

BEACON continues to be your BC OFF ROAD VEHICLE Insurance Market

Tuesday, May 26, 2015

Insurance requirements for ORV have not changed, there is simply a new registration system as of June 1st, 2015

Items to note;
(1) ORV operating on Crown Land or Forest Service Roads will require registration as of June 1, 2015
(2) all ORV riders are required to wear a safety helmet and use lights for low- visibility conditions,
(3) if you operate an ORV on Forest Service Roads you require $200,000 third party liability insurance and you need a valid driver’s licence to operate an ORV on Forest Service Roads (and on public roads, highways).

Please review the following sites;

General Overview
Ministry of Forests – Off Road Vehicle Management Framework

Registration & Safety Off-Road Vehicle Act

Insurance Requirements & Drivers Licence Forest and Range Practices Act - Forest Service Road Use Regulation,

ICBC Off-Road Vehicles

Contents In Storage Insurance "Now Available"

Friday, February 7, 2014

Beacon "Now" offers coverage for short-term or long-term storage.

Many people today are placing items in storage when:

  • They are downsizing,  
  • Moving to a new dwelling that may not be ready
  • Estate items, that have not been sorted or sold

To help protect the value of your items we have put together a tailored storage policy. You select how much coverage you want, and how long you want to be covered for.

Program Designed for:

  • Personal household property only, no commercial property.
  • Professional storage facility - fenced secured yard, with controlled access.
  • Must be individual locked storage unit(s) or locked container(s).
  • "All Risks" subject to policy exclusions & limitations.
  • "Replacement Cost"
  • $250 deductible all coverages/
  • Premises Liability & Tenants Leagal Liability included
  • 1 - 12 month policy period with abiltiy to extend if required.

Contact your Local Insurance Broker for coverage on your personal contents in storage.


Beacon Offers ATV, Snowmobile, and Dirt Bike Insurance

Tuesday, October 15, 2013

New Enhanced Insurance for ATV, Snowmobile, and Dirt Bike ... 

  • "Specified Perils" or "All Risks" Coverage
  • No Theft Restriction
  • New Competitive Rating
  • New Discounts & Reduced Minimum Premium
  • Optional Accident Benefits & Rescue Expense Coverage


Beacon makes it easy, to insure your  (ATV, Snowmobile or Dirt Bike)

Physical Damage Options, "All Risk" or "Specified Perils"   

An Annual, Agreed Value Policy for ATVs, Snowmobiles, and Dirt Bikes based on current market value. We agree to the value up front - no depreciation is applied in the event of a total loss.   

This program is not restricted to club members and there are no age restrictions (No liability sub-limit for young operators).  

Coverage Includes: 


  • $1,000 limit for riding gear  (can be increased for an additional premium) 
  • $1,000 limit for trailer / truck deck  (can be increased for an additional premium) 
  • Lock Re-keying (when keys are stolen) 
  • Travel Protection / Loss of Use 
  • $250 Limit for Safety / Maintenance Equipment  
  • Reward Coverage 
  • Liberalization Clause 
  • $1,000,000 & $2,000,000 Liability Option 
  • "Optional" Accident Benefits & Rescue Expense Coverage

"Go Green"

Wednesday, July 3, 2013

Attention Brokers,  


If so please contact Barb at our Salmon Arm Office

Phone: 250-832-1008  or Toll Free: 888-645-8811

Beacon Underwriting

Wednesday, June 26, 2013

Minimum Premium has been reduced

Monday, April 22, 2013

Our Ridesmart Motorcycle Program now offers a minimum premium of $200 + $25 (fee)

Beacon is a Wholesale Market

Tuesday, April 9, 2013

Please note as an Insured you must go through your local Insurance Broker in order to place business with Beacon Underwriting.

Features of our Pleasurecraft Program - Boat Insurance

Tuesday, January 1, 2013

Our cornerstone product has allowed us to become one of Canada's largest providers of Marine Insurance.  

Features include:

  • No vessel theft restriction 
  • No additional premium to include damage to sails & spars while racing
  • No trailer theft restriction
  • Trailering limit extends to a  1500 mile radius
  •  "All Risk" coverage for trailers
  • "Replacement Cost" for canvas boat covers, dodgers, sail covers, tarpaulins, sails, spinnakers and running rigging.


Updated Applications

Wednesday, October 31, 2012

We have updated the Marine Division Applications!

List of updated applications:

  • Boat & Personal Watercraft Application
  • All Commercial Marine Applications
  • RideSmart Motorcycle Application *BC Risks Only
  • Off Road Vehicle Application *BC Risks Only
  • Hole In One Application
  • Special Event Application

Now just complete the application online and click the "EMAIL" tab.

Application is then emailed direct to Underwriter.